Job Description
Primary Job Title:
Financial Analyst - Power BI, AO, Excel
Alternate/Related Job Titles:
Credit Risk Analyst
Utility Financial Analyst
Commercial Credit Analyst
Energy Sector Financial Analyst
Credit Policy Analyst
Location:
San Jose, CA
Onsite Flexibility:
Hybrid (mostly remote, onsite as needed)
Contract Details:
Position Type: Contract
Contract Duration: 12 months
Start: 09/15/2025
End: 09/14/2026
Pay Rate: $35$40/hr
Job Summary:
The Financial Analyst will support credit risk evaluation and portfolio analysis of commercial accounts for a major energy utility. This role assesses creditworthiness, develops risk segmentation strategies, and partners across teams to streamline policies and processes using data-driven insights and tools like Power BI and Excel.
Key Responsibilities:
Conduct credit risk assessments of commercial accounts to ensure adequate securitization and minimize bad debt exposure.
Evaluate both internal and external financial data to develop predictive models and customer screening protocols.
Analyze portfolio and customer performance trends by segment and vintage.
Collaborate with stakeholders to improve Credit policies through automation and process redesign.
Support Commercial Deposit & Fraud Unit, Bankruptcy Supervisors, and AR teams to meet operational goals.
Segment and identify risk behaviors in customer groups using advanced analytics tools.
Use Power BI, Excel, and AO to generate credit evaluation and risk insights.
Required Experience:
Bachelors degree in Finance or Business Administration, or equivalent combination of education and experience.
Minimum 2 years of finance-related experience (e.g., Credit Risk, Loan Officer, Financial Management).
At least 1 year of experience in Credit Risk or Root Cause Analysis and Financial Statement interpretation.
Nice-to-Have Experience:
Energy or utility industry background
Credit risk modeling experience
Familiarity with commercial fraud risk
Required Skills:
Excel
Power BI
AO
Preferred Skills:
Financial analysis/reporting
Credit policy development
Root cause analysis
Risk segmentation
AR and deposit analysis
Additional Skills:
Credit Risk Monitoring
Dun & Bradstreet reports
Understanding utility billing behavior
Knowledge of commercial fraud indicators
Strong communication and analytical skills
Benefits:
Medical, Vision, and Dental Insurance Plans
401k Retirement Fund
About the Client:
Leading natural gas and electric energy company serving millions of customers across the United States. Offers reliable energy delivery and a positive work environment. Join our team and make a difference in your community.
About GTT:
GTT is a minority-owned staffing firm and a subsidiary of Chenega Corporation, a Native American-owned company in Alaska. As a Native American-owned, economically disadvantaged corporation, we highly value diverse and inclusive workplaces. Our clients are Fortune 500 banking, insurance, financial services, and technology companies, along with some of the nation's largest life sciences, biotech, utility, and retail companies across the US and Canada. We look forward to helping you land your next great career opportunity!
Job Number: 25-25357
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